• Are you a family of faith? If so, do you pay tithes and offerings?
  • Are you saving money each month?
  • What do you pay for rent or mortgage?
  • What are your utilities cost totals?
  • How many cell phones do you have?
  • What do you spend at the grocery store each month?
  • Do you have any type of insurance that you are paying directly?
  • How often do you buy clothes?
  • Your car, is new or used and if you have a payment of it?
  • Do you have any car maintenance?
  • How much gas do you buy each week?
  • What does the family do each month for entertainment? 
  • What do you spend for personal care?
  • Do you belong to any type of club where there is a fee?
  • How many credit cards do you have?
  • Are you making the minimum payments on them all?
  • What is the total of your credit card debt and loans?

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